Income protection built for how nurses actually earn.
Nursing is physical work. Twelve hours on the floor takes a toll that doesn't show up on a paycheck. If your body gives out, your income shouldn't have to. Monthly benefit while you can't work — counted across every shift, every differential, every per-diem job. Stays with you when you change employers.
Premiums vary by age, income, and benefit level. Illustrative ranges shown below.
Join the WaitlistEmployer plan vs. this policy.
| Coverage | Employer Plan | This policy |
|---|---|---|
| Benefit level | 60% salary | 60–70% nursing income |
| Therapy sessions | 6 sessions (employer assistance) | 12 sessions/yr |
| Portable across employers | No | Yes |
Three levels. Pick the one that fits your income.
Premiums shown are illustrative ranges for nurses aged 25–45. Actual premium depends on age, income, state, and elimination period. All tiers include 12 therapy sessions per year.
~$2,000/month benefit
Covers essential expenses while you recover. Best fit for early-career nurses or those with lower variable income.
~$40–55/month · 90-day elimination period
~$3,000/month benefit
Covers most of your monthly income gap. Best fit for mid-career staff or hybrid PRN nurses.
~$70–95/month · 60-day elimination period
~$4,500/month benefit
Covers the full income picture including overtime and differentials. Best fit for high-earners, travel nurses, or anyone whose variable income is significant.
~$120–150/month · 30-day elimination period
These are illustrative ranges. Your actual premium will be quoted based on your specific income, age, and state.
12 sessions per year.
Video-first. Trauma-trained. Shift-aware.
"We cover your income if you can't work. We help you avoid getting there."
Included in every tier. Not an add-on.