Safety Net Line of Credit

It's there before you need it. Between contracts. After a cancelled shift. When the gap hits.

Most lines of credit are assessed on a single W-2 from a single employer. That disqualifies a lot of nurses — especially the ones picking up shifts across two units or running on empty between contracts. This one is underwritten on nursing employment verification and income across all sources — PRN, OT, agency, multiple per-diem jobs. No single employer required.

PRN income countedNo single employer required
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A floor, not a loan. Pre-approved before the emergency. Available when you need it. Costs nothing when you don't.

Interest only on what you draw·Sits dormant until activated·Sized to your nursing income
If you own a home

Your equity can be your safety net.

The safety net LOC is available to all nurses — renters and homeowners alike. But if you own a home, your equity can support a larger line. Same nurse-aware underwriting. Same variable income counting.

Learn About the HELOC →
Now accepting waitlist

The least a financial institution can do is have your back before the gap hits.

Join the waitlist. Be first in line when we open membership. One email. No spam.